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Working Holiday Cost of Living 2026: How Much You Need to Save for Australia, New Zealand or Canada

working holiday visa australia cost of living

Moving abroad is exciting. It’s also a little overwhelming.

Once you’ve decided to spend a season, or even a couple of years, living and working holiday visa Australia, New Zealand or Canada, you’ll probably start asking yourself dozens of questions.

  • How much money should I save?
  • Where will I live?
  • Will I find a job quickly?
  • What documents do I actually need?

The truth is that most people spend weeks researching visa requirements but forget about everything else that makes a successful Working Holiday.

At Roast Jobs, we’ve helped thousands of candidates prepare for life abroad. One thing we’ve learned is that the people who enjoy the smoothest experience are the ones who arrive prepared.

Why Planning Ahead Matters

A Working Holiday is all about freedom. New places, new people, new experiences.

But the first few weeks can be expensive if you’re not prepared.

Knowing roughly how much you’ll spend on accommodation, food and transport helps you choose the destination that’s right for you and avoid unpleasant surprises.

Even better? With Roast Jobs, you won’t be landing and hoping for the best. We help you secure your job and accommodation before you travel, so you can step off the plane with a plan and start enjoying your adventure straight away.

How Much Does It Cost to Live Abroad?

One of the biggest questions we hear is:

  • “How much money will I actually need?”

The answer depends on where you choose to live and your lifestyle. Big cities are usually more expensive than smaller towns, but they often come with higher salaries too.

To give you an idea, here’s an estimated monthly budget for someone living on a Working Holiday.

📊 Average Monthly Cost of Living

working holiday visa australia - cost of living
Working Holiday Visa Guide: cost of living Canada, Australia & NZ

These figures are only estimates, but they should help you compare Australia, New Zealand and Canada and decide which destination best suits your budget.

If you’d like to explore prices in more detail, these websites are great resources:

💡Remember, your actual expenses will depend on your lifestyle. If you enjoy eating out every day or travelling every weekend, you’ll naturally spend more than someone who prefers cooking at home and exploring on a budget.

The important thing isn’t choosing the cheapest destination, it’s choosing the one that matches your budget, lifestyle and travel goals.

Moving abroad is one of the most exciting decisions you’ll ever make.

With a little preparation, you’ll arrive feeling confident instead of overwhelmed. Understanding the cost of living, planning your budget, and organising your job and accommodation before you travel will make your first few weeks much smoother.

At Roast Jobs, we help you do exactly that.

Instead of arriving and hoping everything works out, you’ll travel knowing where you’ll be working, where you’ll be staying, and with a better understanding of what life abroad will cost.

The more prepared you are before you leave, the more time you’ll have to enjoy everything your Working Holiday has to offer. 

Questions? 📧 Contact us at hello@roastjobs.com. 

You might want to read as well Discover 5 Top-Destination Spots in the Stunning Mountains This Winter, How to Plan Your First Gap Year Abroad , How to Overcome Culture Shock and Grow While Living Abroad, 8 Tips for Enjoying the Alps this Winter Season While Working & Traveling there., The 10 Most Beautiful Villages in the Netherlands to Enjoy This Spring by Roast Jobs and much more.

This article was written by Júlia Zapparolli. Thank you for reading. 😊

Frequently Asked Questions

How much money should I save?

We recommend saving enough to cover your first month abroad. This should include accommodation, food, transport and everyday expenses. Having some extra savings will also give you peace of mind while you settle in.

Which country is the cheapest?

It depends on the city and your lifestyle. Australia, New Zealand and Canada all have different living costs and salaries. Compare both before deciding which destination is right for you.

Is accommodation included?

Not usually. However, we’ll help you find accommodation before you travel, so you don’t have to start looking when you arrive. Your rental agreement will be with the accommodation provider, and you’ll pay the accommodation costs yourself.

Can I get a job before I arrive?

Yes! That’s exactly what Roast Jobs does. We’ll help you secure a job before you leave, so you can start working soon after you arrive.

Do I need travel insurance?

Yes. Travel insurance is highly recommended and is often required for a Working Holiday Visa. It protects you if something unexpected happens during your trip.

When should I apply?

We recommend applying 1 to 6 months before your planned departure. The earlier you start, the more options you’ll have. We’ll help you secure your job first, and then you can apply for your visa.

Can Roast Jobs help me choose the right country?

Absolutely! We’ll help you choose the destination that best suits your needs, experience and personal goals. Being flexible is a big advantage, as it gives us more opportunities to find the right job and location for you.

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